Dr Reginald Baldonado

Baldonado Reginald - Cigna Medical Group Palm Valley Healthcare Center. His specialties include Family Medicine Internal Medicine Family Medicine.

Dr Reginald Pius Baldonado Md Goodyear Az Family Medicine

Reginald Pius P Baldonado on.

Dr reginald baldonado. Reginald Pius Baldonado MD a Family Doctor - General Surprise AZ. Physicians Surgeons Physicians Surgeons Family Medicine General Practice. Baldonado is a Family Medicine Doctor in Goodyear AZ.

Baldonado Reginald - Cigna Medical Group Palm Valley Healthcare Center. He works in Goodyear AZ and 7 other locations and specializes in Family Medicine and Internal Medicine. Reginald Baldonado MD is a Family Medicine Specialist in Goodyear AZ.

He is certified by the American Board of Family Medicine. Reginald Baldonado of Goodyear AZ. Reginald Pius Baldonado reviews contact info practice history affiliated hospitals more.

Self-verified patient of Dr. Often follow up calls are from him direct. Reginald Pius Baldonado has a 505 rating from patients.

Reginald P Baldonado - Posted on November 16th 2016. Baldonados phone number address insurance information hospital affiliations and more. He currently practices at Cigna Medical Group Pharmacy - Palm Valley and is affiliated with Banner Boswell Medical Center.

Reginald Baldonado in Surprise AZ is rated 359829075 from verified patients. Reginald Pius P Baldonado is licensed to practice by the state board in Arizona 41409. He is affiliated with Banner Boswell Medical Center Banner Del E.

Reginald P Baldonado MD is a doctor primarily located in Goodyear AZ with other offices in Surprise AZ and Peoria AZand 6 other locationsHe has 17 years of experience. Visit RateMDs for Dr. After months of frustration he was able to help me order and receive my wheelchair through Medicare.

Dr Baldonado has been a great doctor. Baldonado completed a residency at SUMMA Health SystemsAkron City Hospital. View info ratings reviews specialties education history and more.

Having more than 17 years of diverse experiences especially in FAMILY MEDICINE Dr. He completed his Family Medicine Residency at Summa Health System at Akron City Hospital in 2009. See insurances he accepts.

Prenez RDV avec Dr Réginald Maldonado. 14873 W Bell Rd Ste 100. Reginald Baldonado MD is a family medicine specialist in Goodyear AZ.

Reginald Pius Baldonado MD is a board certified family physician in Goodyear Arizona. Baldonado is a graduate of the University of the Philippines College of Medicine in 2004. He is accepting new patients and has indicated that he accepts telehealth appointments.

He graduated with honors in 2004. Detailed profile of Dr. He accepts multiple insurance plans.

Reginald Pius P Baldonado affiliates with no hospital cooperates with many other doctors and specialists in medical group Cigna Healthcare Of Arizona Inc. Reginald Pius Baldonado MD. Reginald Pius P Baldonado is a Family Medicine Specialist in Surprise Arizona.

Baldonado graduated from the University of The Philippines Manila College of MedicineUniversity of The Philippines Manila College of Medicine in 2004. Centre Dentaire Mutualiste - 70-72 Rue du 11 novembre 42100 Saint Etienne. He is very attentive and follows through.

Make an appointment with Dr. Be sure to call ahead with Dr. Baldonado to book an appointment.

Reginald Pius P Baldonado specializes in family practice in Surprise AZ and has over 17 years of experience in the field of medicine. Find location information or contact Dr. Reginald Pius P Baldonado - Surprise AZ Family Practice at 14873 W Bell Rd Suite 100.

Webb Medical Center and Banner Thunderbird Medical Center. He is affiliated with medical facilities Banner Boswell Medical Center and Banner Del E. He graduated from his medical school with his medical degree in 2004.

Baldonado is board certified in Family Practice. Not from an assistant. Read ratings and reviews from other patients.

Tricare And Blue Cross Blue Shield

We also need to know if any covered person enrolls in TRICARE the militarys health plan. My wife and I are both in our early 60s and retired.

Health Plans Tricare

The contract would allow Blue Cross and Blue Shield of Texas to serve 776000 active duty retired and other uniformed service members their families and survivors in Texas.

Tricare and blue cross blue shield. Home Blue Cross Blue Shield of Wyoming. The well-being of Wyoming is central to our purpose and our top priority is to help our members get the care they need. I would compare what they each cover and if it were me and you plan to stay at this job I would take the BCBS.

They will only reprocess your claim after your other health insurance does. Department of Defenses health care program. Unless your Blue Cross coverage is through an Employer paid group plan that costs you nothing you dont need that either.

TRICARE is part of the US. They can coordinate your benefits and ensure your claims are paid quickly. I feel that my wife and I are grossly overinsured.

Page 4 BlueCross BlueShield of South Carolina EDI Gateway BlueCross BlueShield of South Carolina and BlueChoice HealthPlan are independent licensees of the Blue Cross and Blue Shield Association. For years we used my wifes Federal Employee Program Blue Cross-Blue Shield as our primary health insurance with Tricare. If an employee is under Blue Cross Blue Shield with the high-family option plan 105 the employee would be paying about 300 a pay period for that coverage while working and once retired they will still pay 300 a pay period.

However it appears that I have to keep it all Medicare A and B Blue Cross and Tricare for my wife and I to be covered in the future when needed. After this claim is finalized from Blue Cross Blue Shield the patient will have a remaining balance of 35. Next year when premiums change they will change for both employees and retirees equally.

If TRICARE pays first and then discovers you had other health insurance TRICARE will take back any payments made. I am pursuing a career as a. It would be an unnecessary added expense.

What your primary doesnt cover your secondary picks up for the most part. Home Office 4000 House Ave. You are expected to pay at the time of service.

As a participating FEDVIP dental plan the Blue Cross Blue Shield Association is honored to offer you Blue Cross Blue Shield BCBS FEP Dental. Do I have any options. The Blue Cross Blue Shield Association is pleased to offer you Blue Cross Blue Shield BCBS FEP Dental.

Labcorp will file claims for insured patients directly to Medicare Medicaid and many insurance companies and managed care plans. Tricare says I have to have Medicare Part A and B. Lets say that Blue Cross Blue Shield processes this claim and pays only 50 while requiring a 20 copay as well as 15 deductible payment from the patient.

Tricare for Life will cover the deductibles and copays of Medicare. Compare Plans Select plans to. Military versus federal health coverage.

Because of these laws Blue Cross Blue Shield of Mississippi needs to know of any covered person subscriber or dependent who is given orders to active duty. While you are entitled to Medicare Part A at no cost to yourself to be eligible for Tricare you must be enrolled in Part B and pay the premiums. This information may impact your level of coverage.

As a retired uniform service member you will be able to select Blue Cross Blue Shield FEP Dental to provide dental benefits for you and your family. Im a reservist enrolled in Tricare Reserve Select. Keep your doctor and your contractor updated on your other health insurance.

Once I drop Tricare I understand I cannot get it back. Cheyenne WY 82001 800-442-2376 TDD 800-696-4710. Most PPO health insurance plans allow you to see an out of network physician.

You can then submit the invoice to your health insurance company. We are considered out of network for other health insurance plans other than Aetna Blue Cross Blue Shield Cigna Humana Tricare and United Health Care. It is always important to verify and update insurance information and know which testing laboratories are in-network or participating providers for your benefit plan.

Learn about what TRICARE plan is right for you and your family. If you get BCBS and still maintain the Tricare the Tricare will then become your secondary. Be Informed about COVID-19 Coronavirus BCBSWY is taking steps to keep our members our employees and our entire community healthy and safe.

Dst Output Broadridge

Has 95 total employees across all of its locations and generates 2100 million in sales USD. DST for 410 million in cash subject to post-closing adjustments.

Kc Based Dst Systems To Sell Its Former Output Operations The Kansas City Star

Prior positions include.

Dst output broadridge. Project Manager at DST Output Broadridge Sacramento CA. Apr 2005 - Jan 20159 years 10 months. DST for 410 million in cash subject to customary working capital and other closing adjustments.

DST OUTPUT LIMITED is a printing company based out of DST HOUSE ST MARKS HILL SURBITON United Kingdom. It is designed to give you real-time secure access into our operations. Sales figure is modelled.

Company Description Dst Output East LLC is located in South Windsor CT United States and is part of the Commercial Printing Industry. Responsible for the Financial Services and Marketing Communications sales groups. NYSEBR today announced it has completed its previously-announced acquisition of the North American Customer Communications NACC business of DST Systems Inc.

Company Overview Locations FAQ. The last was when Broadridge acquired DST Output which continued the push of domestic jobs to off-shore. The carrier reported one power unit.

We deliver technology-driven solutions that drive business transformation for our clients and help them get ahead of todays challenges to capitalize on whats next. Broadridge a global Fintech leader with over 45 billion in revenues provides the critical infrastructure that powers investing corporate governance and communications to enable better financial lives. Dst Output East LLC has 50 total employees across all of its locations and generates 784 million in sales USD.

Broadridge a global Fintech leader with over 45 billion in revenues provides the critical infrastructure that powers investing corporate governance and communications to enable better financial lives. Is this your company. Employees and Sales figures are modelled.

The sale is to Broadridge Financial Solutions Inc a publicly traded New York company that provides the kinds of printing mailing and other customer communications services that the DST business. The NACC business will be renamed Broadridge. Is located in El Dorado Hills CA United States and is part of the Electronic Equipment Repair Services Industry.

The carrier is not subject to a placardable hazmat threshold and is not subject to a passenger carrier threshold. We deliver technology-driven solutions that drive business transformation for our clients and help them get ahead of todays challenges to capitalize on whats next. View Jobs at DST Output.

LAKE SUCCESS NY June 14 2016 Broadridge Financial Solutions Inc. Vice President Business Development. NYSEBR today announced it has entered into a definitive agreement to acquire the North American Customer Communications NACC business of DST Systems Inc.

El Dorado Hills California. July 1 2016 Broadridge Financial Solutions Inc. Broadridge Financial Solutions Inc.

Broadridge Completes DST Systems NACC Business Buyout Last Friday Broadridge Financial Solutions Inc. The company sends more than 2 billion print and electronic customer communication materials annually. German Cruz - Senior Software Engineer - Broadridge Customer Communication Formerly DST Output LinkedIn View German Cruzs profile on.

Broadridge and the Broadridge logo are registered trademarks of Broadridge Financial Solutions Inc. BR announced that it has closed its acquisition of DST Systems Incs DST North American. With Customer Portal you can check the status of your jobs quickly and easily as well as access reports delivering control and convenience to your desktop.

Dst Output of California Inc. Dst Output of California Inc. The type of operation was listed as Intrastate Non-Hazmat.

DST Output Jun 2015 - Present 5 years 11 months. Customer Portal is Broadridge Customer Communications web-based extranet. DST Output is one of the largest third-party First-Class mailing services providers in the United States.

BR recently agreed to acquire DST Systems Incs DST North American Customer Communications NACC business for a cash consideration of 410 million. Project teams worked well together in order to meet deadlines. Broadridge Output Solutions Inc is the legal name for the motor carrier registered with the Department of Transportation.

For the most part they were flexible with working hours and allowed WFH Working From Home one day per week with restrictions.

Health Insurance After Death Of Policyholder

Help you end coverage after death of. A decedents estate is liable for federal estate taxes if its valued at more than 1158 million as of 2020.

How To Claim Life Insurance After Death Of Policyholder Check List Of Required Documents And Other Details Here

As a consequence the car insurance policy also needs to be transferred to the name of the legal heir provided the policy is still.

Health insurance after death of policyholder. Life insurance proceeds contribute to the value of a decedents taxable estate if the decedent was the owner of the policy or if the decedent transferred ownership within three years of death such as into an irrevocable living trust. The primary purpose of the law was to prevent individuals and families from immediately losing their coverage based solely on the continued employment of the primary policyholder. Car insurance after death of the owner of the car.

The enrollment must be immediate and there can be no lapse in coverage. Of that amount workers contributed an average of. You can submit these to your insurance broker for processing.

That includes such drastic reasons as the death of the primary policyholder. For this you can take the information form from your nearest branch or. _____ expired on _____ DateIn this connation I am enclosing the death certificate dated_____ in original since I the undersigned am the nominee of the said Policy as mentioned therein.

The premiums will be deducted from the survivor annuity. With extreme regret I have to inform you that my husband _____ who was the holder of Insurance Policy No. Write note to the insurance company noting the name of the insured policyholder date of death and policy number.

Under COBRA you have the option of continuing your present coverage for up to 18 months and the coverage can be extended for. Each come with their own individual set of rules regarding how the insurance cover will be dealt with after the death of a policyholder. What Happens to Car Insurance Policy After the Death of the Policyholder.

Similarly the car insurance policy after the death of the cars owner will also be transferred in that persons legal heir name if the policy is valid. In the case where the policyholder has died the ownership of the car will be transferred to the legal heir. If the employee had a Self and Family enrollment at the date of death and a survivor annuity is payable the surviving spouse can continue health insurance coverage.

Auto insurance will remain in force after the death of a policyholder as long as the premium payments are being made. Average annual premiums for an employer-sponsored family plan totaled 18142 last year according to the Kaiser Family Foundation. This means that the car of the deceased person is also legally transferred to his her heir who becomes its new owner.

If your spouse or a loved one has suffered an unfortunate death in a car accident a motor insurance policy is the last thing you would want to worry about amidst all the chaos. Relevant insurance policies for health of policyholder dies after someone dies the various choices can become more about your concerns about how can only. In case the policyholder dies after the premium paying period the nominee receives the sum assured and the lump sum of payout of whatever is.

How do I inform an insurance company a policyholder is deceased. Who will get it will depend on the type of insurance policy ie whether it is life insurance health insurance or vehicle insurance policy. Attach a death certificate.

After the death of a policyholder it is legal heir or nominee who will get the benefits of the insurance policy. However it is important to know the necessary steps that have to be taken during such an event. Download Health Insurance After Death Of Policyholder doc.

Likely be much to health insurance after of policyholder such policies cover will cover for when those messages by the policy beneficiaries. To the insurance company. Here is a look.

Even so its possible that the coverage that youre paying for out of the estate wont really pay off once your loved one is gone. I am the legal claimant of the insured amount of the Policy after the death of my husband. After the death of the policyholder the dependents should send a written notice of the details like policy number name of the insured date of death place and cause etc.

The following applies. When a person dies all his her assets are transferred to his her legal heir. How Does Car Insurance Work after the Death of the Policyholder.

Skilled Nursing Facility California

Mercy Retirement Care Center. CDPH encourages facilities to implement contingency plans to address staff absenteeism and the rapid influx of residents.

My Mom S Life Was Disposable Inside The California Nursing Homes Unable To Contain Covid 19 Coronavirus The Guardian

A CMS 5-Star rated Medicare certified healthcare provider.

Skilled nursing facility california. CDPH understands the importance of ensuring the health and safety of all Californians and maintaining vital access to skilled nursing services. Vista Terrace of Belmont. The neighboring area is densely populated with approximately 29000 residents in the zip code of 95969.

The Californian of Santa Barbara has been providing skilled nursing rehabilitation to our community since 1963. Skilled Nursing Facilities near San Diego California. OSHPD is responsible for overseeing.

Located at 7419 Skyway in Paradise California Paradise Skilled Nursing is a 44 bed nursing home facility. This web page provides data on health facilities only. A ssembly Bill AB 1629 enacted the Skilled Nursing Facility SNF Quality Assurance Fee QAF program and the Medi-Cal Long Term Care Reimbursement Act.

Given progress with COVID-19 vaccination of skilled nursing facility SNF residents and healthcare personnel HCP CDPH recommends a cautious and gradual lifting of certain restrictions while remaining vigilant for breakthrough infections and transmission in SNFs through ongoing surveillance and testing. COVID-19 The California Department of Public Healths Center for Health Care Quality CHCQ is committed to protecting patient safety and ensuring quality care for residents in skilled nursing facilities SNFs. The per month cost averages around 8568 and ranges between 4896 and 28800.

Skilled Nursing in Beaumont California. Upland Rehabilitation and Care Center is a 206 bed skilled nursing facility. Welcome to the California Health Facility Information Database Cal Health Find a multi-purpose source of information on the more than 10000 health care facilities regulated by the California Department of Public Health CDPH.

According to the 2015 Genworth Financial cost of care survey the average cost of skilled nursing in California is 7450 per month. Torrey Pines Senior Living. Cal Health Find provides health care consumers and providers with information about licensed and certified facilities.

It is located at 1221 East Arrow Hwy in Upland California. The encompassing area is heavily populated with approximately 52000 poeple living in the 91786 zip. 2170 South Ave South Lake Tahoe CA 96150.

To file a complaint against a facility please see. The monthly base rate for California nursing homes is typically average when compared to neighboring states. COVID-19 Skilled Nursing Facility Data.

This assembly bill modified the method and rate of reimbursement to facilities for providing long term care skilled nursing services to Medi-Cal beneficiaries. California is a vast state of many climate zones and even more options when comparing nursing homes or skilled nursing services. A number of different terms including convalescent hospitals nursing homes rehabilitation centers or skilled nursing facilities are used to describe facilities that are formally referred to in California as skilled nursing facilities SNFs.

Skilled Nursing Facilities in CA. Coronado Skilled Nursing Facility National City Skilled Nursing Facility Chula Vista Skilled Nursing Facility Lemon Grove Skilled Nursing Facility Bonita Skilled Nursing Facility La Mesa Skilled Nursing Facility Imperial Beach Skilled Nursing Facility Spring Valley Skilled Nursing Facility La. Cost of California Nursing Homes.

There are 18 skilled nursing facilities near Beaumont California. The daily costs for skilled nursing care in California range from 163 up to 960 with an average expenditure running approximately 286. Barton Hospital Skilled Nursing Facility.

California is also more expensive compared to the national average. A SNF is required to provide 24-hour skilled nursing care as well as. Barton Hospital Skilled Nursing Facility in South Lake Tahoe CA has an overall rating of.

Skilled Nursing Facilities SNFs OSHPD is the building department for Californias Skilled Nursing SNF and Intermediate Care facilities ICF. Based on the specific needs of your elderly loved one finding a long-term senior care option near you doesnt need to involve a state-wide expedition.

Medicare Plan P

Is offered by a private company Contracts with Medicare to provide Medicare Part A Hospital Insurance and Medicare Part B Medical Insurance benefits Provides these benefits to people with Medicare who enroll in the plan. Some Medicare Supplement insurance plans can still cover the Medicare Part A deductible but not the Part B deductible.

Cost Of Supplemental Health Insurance For Seniors

The Formulary pharmacy network andor provider network may change at.

Medicare plan p. The BBB-Accredited business has an A with the bureau was founded in 2016 and is headquartered in Bellevue Washington. The average premium cost for a Medicare Supplement Insurance plan in 2018 was 152 per month1 The average cost of each type of Medigap plan can vary quite a bit from one plan type to another. All policies are a.

If you enrolled in Medicare on that day or later you may not enroll in a C or F. The Choice the Plus plan and the SmartRx plan. When you enroll with a Medicare Advantage Plan you pay 2 premiums each month a premium for your Advantage coverage and a separate premium for Medicare Part B coverage.

A medical power of attorney is a document that lets you appoint someone you trust to make decisions about your medical care. However these plans were actually eliminated on January 1 of 2020. This only applies to people who became eligible for Medicare January 1 2020 and later.

Find a Medicare plan You can shop here for drug plans Part D and Medicare Advantage Plans. Find your best rate from over 4700 Medicare plans nationwide. Medicare Advantage plans are offered by private insurance companies and are overseen by Medicare.

Medicare Supplement Insurance plan premiums are sold by private insurance companies. This means that plan availability and plan premiums may vary. In many cases youll need to use health care providers who participate in the plans network and service area for the lowest costs.

You can compare up to three plans at a time. Medicare Plan F A Risky Gamble. There are three different plans available with SilverScript.

These plans combine the coverage of parts A and B and aspects of part D into a single plan. Saturday and Sunday or you can provide feedback directly to Medicare through their Complaint Form about your Medicare health plan or prescription drug plan. Annons Find affordable quality Medicare insurance plans that meet your needs.

Monday Friday 8 am. Find your best rate from over 4700 Medicare plans nationwide. Generally a Medicare health plan.

Some Medicare Advantage. With Kaiser Permanente Medicare health plans you get quality care services and benefits that focus on your well-being and on helping you thrive in mind body and spirit. Anybody who had either of those plans or was enrolled in Medicare prior to that date can keep their Plan.

Medicare Advantage Plans sometimes called Part C or MA Plans are offered by Medicare-approved private companies that must follow rules set by Medicare. These plans set a. SilverScript Medicare Prescription Drug Plans.

Because Medicare Supplement Plan F and Plan C cover both Part A and Part B deductibles they wont be available for these Medicare enrollees. Or you can call 800-MEDICARE. Most Medicare Advantage Plans include drug coverage Part D.

Annons Find affordable quality Medicare insurance plans that meet your needs. Medicares Plan Finder lets you search for health plans in your area and see how theyre rated. Types of Medicare health plans Medicare Advantage Medicare Savings Accounts Cost Plans demonstrationpilot programs PACE and Medication Therapy Management.

This includes your Medicare Advantage Plan Part C or Medicare drug coverage Part D. This type of advance directive also may be called a health care proxy appointment of health care agent or a durable power of attorney for health care. If you would like to provide feedback regarding your Medicare plan you can contact Customer Service toll-free at tfn TTY.

Medex Bronze Login

You are under age 65 and you qualify for Medicare coverage because of a disability except for end-stage renal disease ESRD On or after January 1 2021 if you are under age 65 you are eligible to enroll when you have a disability that qualifies you for Medicare. When sending this Benefit Description to the account andor a member be sure that all applicable riders are attached.

2

Infolge Wartung steht Smedex vom 532021 2100 bis ca.

Medex bronze login. Sie haben einen Gutschein. Medex ebilling form eBilling. Medex Bronze Medex Vision Hearing 2021 Prescription Drug Plans 2021 Dental Plans.

Coverage for 60 days after the 1484 deductible 2. Username or email Password Remember me Need login credentials. 632021 0300 nicht zur Verfügung.

Full coverage of Medicare deductible and co-insurance. Erleben Sie medpex - Online Apotheke für Medikamente Kosmetik mit über 5 Mio. Jetzt bestellen und sparen.

Medex Bronze Medex Vision Hearing 2021 Prescription Drug Plans 2021 Dental Plans 2021 Group Plans. Compare products Compare products and select the most suitable and the best product for you. The fastest and easiest way to pay your Blue Cross premium bill is through your MyBlue Account.

Coverage for 61-90 days after 371 daily co-insurance 2. Shopping list Create and name shopping lists by your choice. Our ambulance billing specialists utilize our very own unique and thorough medical billing process which assures that each and every EMS bill submitted for.

Experts in Medical Billing. MedEx is a full-service medical billing company that specializes in EMS billing. Login New user Forgot password.

Dont have an account. Deutsche Versandapotheke mit über 5 Mio. You are entitled to Medicare Part A and enrolled in Medicare Part B or.

Menu Medicare Options Home Find a Doctor My Account. Medex Core Sapphire and Bronze members are entitled to a fitness benefit 150 a year and weight-loss benefit 150 a year The peace of mind of a Blue Cross Blue Shield of Massachusetts ID cardthe most recognized ID card in health care today Please take a moment to review this easy-to-follow booklet. Linhartova cesta 49 A.

Well explain everything you need to know about Medicare supplement plans and Medex. Sie haben noch kein Konto. Account Sign-in to see your Claims.

Account Sign-in to see your Claims. Online Mitarbeiter-Schulung in Zeiten von COVID-19 mehr. Once youre logged in click on My Plan Claims then Pay My Bill.

Moja naročila Review of orders and purchased products are always available. Do not send this page to a member. This Medex Benefit Description can be printed and sent to the account andor members as requested.

Medex Bronze shall on or after January 1 2020 only be offered to eligible persons who. Dashboard Find Learning About Us You are currently using guest access Log in. Menu Medicare Options Home Find a Doctor.

Powered by Chambury Learning SolutionsAlpha Theme Skip to main content. Menu Medicare Options Home Find a Doctor My Account Pay My Bill with Direct-Pay. Account Sign-in to see your Claims.

You are currently using guest access Log in. Important Reminder Please keep in mind that Blue Cross and Blue Shield. E-Learning Wissensmanagement So einfach wie Video schauen Lerninhalte 365 Tage 24 Stunden verfügbar Kontinuierlich neue Lerneinheiten Dokumentation der Fortbildung.

Full coverage of Medicare deductible and co-insurance. Or b first became eligible for Medicare due to age disability or end-stage renal disease before January 1 2020. Create your own profile in less than two minutes.

Dashboard Find Learning About Us You are currently using guest access Log in. Medpex - Meine Wohlfühl-Apotheke für Medikamente Kosmetik u. Also please send this page to the account.

GRATIS Versand ab 20. A have attained 65 years of age before January 1 2020.