How Does Plan G Work

This is your first step to forever weight loss and better fitness. Medicare Supplement Plan G covers most of the out-of-pocket costs that Original Medicare leaves you open to with one exception.

The Move That Will Save You Money Complete Health Benefit Solutions

Application for PharmaCare Plan G HLTH 3497 PDF 892KB.

How does plan g work. With Plan G youll only be responsible for the annual Part B deductible of 203 outside your monthly premium. To sum it up Plan G covers your whole portion of medical benefits that are left over after Original Medicare has paid its portion except for the Part B deductible. A small window will pop up asking you to enter your departure and.

Plan-G features a crisp clear and powerful interface that allows you to create a flight-plan in literally seconds. This version is for Microsoft Windows 7 Vista and XP FSX SP2 FS9 and X-Plane 910. In their initial research phase many people compare Plan G to Plan F which covers the Part B deductible.

For the v4 Alpha with support for MSFS and P3D v5 please log in to the forum. Plan G is a type of supplemental insurance for Medicare. It offers great value for beneficiaries who are willing to pay a small annual deductible.

Medigap Plan G is a Medicare supplement. Plan-G v322 for Microsoft Windows 7 10 FSX SP2 FSX SE P3D v2 v3 v4 FS9 X-Plane 91011. For example if your Medicare plan G premiums are 30 less per month than Medicare supplement plan F then you will pay 360 less per year in premiums.

Similarly a High Deductible Plan G provides coverage the same way but only after you reach your annual deductible. After that Plan G provides full coverage for all of the gaps in Medicare. Or if you have them you can enter certain details from a.

The G Plan Diet aims to help with fast weight loss by helping give you the best gut bacteria you can. Medicare Plan G coverage is very similar to Plan F. With Plan G you will need to pay your Medicare Part B deductible.

To create a flight plan simply click the quick bow-and-arrow icon. Plan-G can be downloaded from the forumThe program is free but donations towards expenses are welcome. Lets just assume you will have to pay the 166 deductible.

Like other plans Plan G fills in the gaps that Original Medicare leaves uncovered. In this case Medicare Supplement Plan G is the parent plan if you will. Psychiatric Medications Plan Plan G To request Plan G coverage an individual and their prescriber must complete the.

Physicians and nurse practitioners can apply for Plan G on behalf of eligible patients by completing the application and faxing it to the local mental health and. The meal plans are catered to your needs in helping you succeed and the support group that you are a part of is amazing. Plan G covers everything listed on the benefits chart with the exception of the Part B deductible.

Supplemental insurance plans help cover certain health care costs such as deductibles coinsurance and copayments. Not only do you have the support to keep you going and motivate you you also have the constant support of the Dr and his team who check on you constantly on a regular basis and are always there to. You simply answer a few questions that will determine your metabolic type theres three by the way.

I love my G-Plan its amazing the results you can get. The decision to go with Medicare supplement plan G depends on whether the monthly savings will exceed the 166 deductible. New features in 30.

Medigap is supplemental insurance plan sold by private companies to help cover original Medicare costs such as deductibles copayments and coinsurance. Learn how to write a work plan so that you can be prepared for upcoming projects. The Part B deductible for 2021 is 203.

The plan involves eating gut-healthy food such as. It pays for your hospital deductible copays and coinsurance. While trying out the G plan does help you learn how to cut out junk food from your diet it is by no means the only diet plan out there that can help you to detox your body or lose weight.

Through work plans you break down a process into small achievable tasks and identify the things you want to accomplish. Insert Snippet files and QuickSnippets into a plan. Plan-G v302 Out Now.

Supports X-Plane 9 10 and 11. Work plans whether used in professional or academic life help you stay organized while working on projects. Without a supplement plan youd have to pay those expenses yourself.

If youre looking to detox your body and GI tract then the G plan.

Cobra Dental Insurance Plans

If for example you had a medical and dental plan while employed but not a vision plan you can keep one or both plans under COBRA but you couldnt add a vision plan. Life insurance and disability benefits are not considered medical care COBRA does not cover plans.

Cobra Dental Insurance Plans

Summary of the COBRA Premium Assistance Provisions under the American Rescue Plan Act of 2021 President Biden signed HR.

Cobra dental insurance plans. COBRA-covered group health plans that are sponsored by private-sector employers generally. COBRA also provides healthcare coverage to spouses and children depending upon that person. Whos covered under COBRA insurance.

Dental and vision care. Its a federal law that was created in 1985. However you can only continue plans you were actually enrolled in while employed.

The dental insurance premium rates for COBRA dental insurance are based upon the amount which the University contributes for active employee insurance and include a 2 administrative fee allowed under COBRA. Its a way to continue to get health or dental insurance from your former employer. However you cannot choose new coverage or switch to a different plan from the one you held prior to your change in employment.

COBRA stands for Consolidated Omnibus Budget Reconciliation Act. Box 833 Belmont CA 94002-0833 888 837. But if you only had medical then you would not qualify for dental andor vision with COBRA.

However you cannot choose new coverage or switch to a different plan from the one you held prior to your change in employment. Along with medical and vision benefits dental coverage is included under COBRA. 5 dental insurance options during COVID-19 If you lose your employer dental insurance you have options including individual dental plans COBRA and more.

COBRA applies to medical vision and dental plans offered by your employer. Is dental insurance covered under COBRA. Are governed by the Employee Retirement Income Security Act ERISA.

COBRA offers medical coverage for their employees who have lost their health insurance due to loss of their employment. What Is COBRA Insurance. However you cant choose new coverage or switch to a different plan from the one you had prior to your change in employment.

COBRA insurance may provide you with temporary health coverage after you leave a job or due to another event that qualifies you. The COBRA health insurance law allows you and your beneficiaries to continue on the exact same health benefits that you had with the group health plan. As part of the American Rescue Plan Act of 2021 the federal government will pay COBRA insurance premiums for individuals and their covered relatives that.

692 forms to the corresponding dental carriers COBRA unit and the Vision Plan Direct Payment Authorization STD. Dental Insurance is subject to the same COBRA rules as the medical insurance. Get COBRA Dental Insurance.

COBRA Carrier Contact Information for State-Sponsored Dental and Vision Plans. That provide only life insurance or disability benefits. Wolfpack Insurance Services Inc.

COBRA requires employers that have more than 20 employees to offer continued insurance coverage for 18 months after your last day on the job. COBRA coverage is only a short-term solution so its a good idea to explore other options. For example if you declined a dental plan you cannot obtain the coverage once you become COBRA-eligible.

This law subsidizes the full COBRA premium for Assistance Eligible Individuals for periods of coverage from April 1 2021 through September 30 2021. Employer sponsored health care plans generally consist of dental insurance vision insurance prescription plans and health savings accounts. What is COBRA insurance.

The dental care benefits you may continue are the same benefits you would receive as an active employee enrolled in the GHI Preferred Dental Plan. Dental insurance can be thought of as a method of providing financial assistance to seek regular dental care. Along with medical and vision benefits dental coverage is included under COBRA.

If for example you had a medical and dental plan while employed but not a vision plan you can keep one or both plans. The Consolidated Omnibus Budget Reconciliation Act of 1985 allows workers and their qualified dependents the right to continue their employer-sponsored health insurance for a short period of time if that insurance would stop due termination of employment reduction in hours or changes within their immediate family. There is also no change in benefits when your dependent enrolls in COBRA.

Dental coverage is included under COBRA along with medical and vision benefits. If for example you had a medical and dental plan while employed but not a vision plan you can. So if you had medical dental and vision with your employer your coverage will be the same through COBRA.

1319 the American Rescue Plan Act of 2021 ARP on March 11 2021. The COBRA act only provides health insurance plans that match your old plan from your employer. Are dental benefits covered under COBRA.

COBRA coverage has limits. This type of COBRA coverage. Please mail the Dental Plan Enrollment Authorization STD.

703 forms to VSP. This section summarizes your rights and obligations under the continuation coverage provisions of the law. If your spousedomestic partner is also covered under the New York State Dental Insurance Program.

Understanding what COBRA insurance is and how it works can help you better decide if its right for you. Usually COBRA allows them to stay covered under their employers plan albeit at a higher cost. Besides the time limit referred to above there are a couple of other.

Is dental insurance covered under COBRA. COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. Whether you are retiring newly self-employed or find yourself between jobs transitioning off an employer dental plan.

How To Find The Best Health Insurance For Me

Eliminate plans that exclude your. Here are some important things to consider when choosing a plan.

How To Find The Best Health Insurance For Me Picshealth

The top-rated health insurance providers include Blue Cross Shield Humana Cigna and UnitedHealthcare with each offering a range of plans to suit different budgets and needs.

How to find the best health insurance for me. Heres how to find the best health insurance company and plan for you. Aetna Aetna offers tiered health insurance plans and the company takes special care to streamline and improve on the patient portal model. You have come to the right place as we guide you on How to Port to a New Health Insurance in these pandemic times.

Best for Wellness Care. The cheapest health insurance option is to enroll in the federal Medicaid program but eligibility depends on the state you live in as well as your income level. Find a local center to apply or ask questions in person.

Best Large Provider Network. These categories show how you and your plan share costs. Our simple online quote engine connects you.

Figure out your health insurance eligibility including whether you can get a plan through an employer individual. If keeping your existing provider is important to you dont compromise. Plan categories have nothing to do with quality of care.

The Best Health Insurance Companies of 2021 Best for Health Savings Plan HSA Options. Bronze Silver Gold Platinum and Catastrophic. Since the possibility of falling sick in your old age is higher it is better you go for the insurer with lifelong renewal option.

Health Insurance Portability Guide 2021. There are 4 categories of health insurance plans. Contact the Marketplace Call Center.

It seems to make sense that you cant put a price on the peace of mind that health insurance brings right. Keep comparing until you find the most suitable health insurance policy for you one that offers the kind of flexibility you demand. See which companies members rate highly and which aspects.

Check out Best Health Insurance Companies reviews. There are 5 categories of Marketplace insurance plans. The health plan category you choose determines.

Most insurers offer policies with renewal age up to 70-80 years. Best for Telehealth Care. Best for HMO Plans.

Best for Online Care. These federal-state plans have low-income requirements. Choosing a health plan can be complicated.

Planning for Health Insurance Portability. Choosing a health insurance plan can be complicated. Best for Online Access.

Go to your marketplace and view your plan options side by side. You can buy directly from the best health insurance companies or from your states health insurance marketplace also called an exchange. Visit HealthCaregov to apply for benefits through the ACA Health Insurance Marketplace or youll be directed to your states health insurance marketplace website.

Heres a quick summary of the steps above. Decide which type of plan HMO PPO EPO or POS is best for you and your family and whether you want an HSA-eligible. Blue Cross Blue Shield.

For many individuals the best deal is individual health insurance which can be found through your state marketplace. We can help you understand how to compare Marketplace plans and choose one thats right for you. Medicaid and the Childrens Health Insurance Program CHIP.

Renewal age plays an important role when it comes to selecting an insurance provider. When and How to Port to a New Health Insurance. The 4 metal categories.

At Benzinga we want to help you make smart decisions about your insurance. EHealthInsurance continues to be the best site for comparing health insurance plans. Just answer a few short questions and well search all the available plans in your area to find the most affordable options that meet your needs in minutes.

Finding the best health insurance can feel like a process. Marketplaces prices subsidies programs and plans vary by state. The higher the FitScore a health plan has the more ideal match it is for your needs.

Bronze Silver Gold and Platinum. -- Indias Fastest growing Online Shopping Community to find Hottest deals Coupon codes and Freebies. Best for Employer-Based Plans.

Knowing just a few things before you compare plans can make it simpler. In fact it was voted by Kiplinger to be the best health insurance website around. Its easy to find low-cost health coverage with the FitScore.

Anthem Dental Provider Search

Patients from our dental plans may identify themselves as having Unum Dental Colonial Life Dental AlwaysCare or Starmount dental insurance. Find in-network dentists in your area by using your current location or entering a ZIP code manually.

2

Dental Explore options for DHMO or PPO dental.

Anthem dental provider search. Delta Dental Medicare Advantage and Delta Dental Patient Direct coverage are not available in all 50 states. You can search by name specialty or location. Site and go directly to the network website.

Find care near you from an in-network Anthem provider. For more information and to search for providers call DentaQuest toll free at 888-291-3762 TTY 800-466-7566. As the nations second largest health plan-owned company Anthem Behavioral Health provides choice innovation and access.

Pharmacies in your plan. For assistance with finding a network dentist please contact Member Services. 711 Monday through Friday from 8 am.

For questions concerning your dental benefits or assistance in locating a participating dental provider please call the number on the back of your Anthem member ID card. Find a vision provider You can also call Member Services at 1-800-901-0020 Medallion Medicaid and FAMIS members or 1-855-323-4687 CCC Plus members. Find Anthem Dental Provider Search.

Does not maintain or revise the list of providers on the networks website. Sign in to your account check your Delta Dental ID card or contact your Delta Dental Company. You will leave the EDIS.

Dont know which plan you have. Official Site of Anthem Blue Cross Blue Shield a trusted health insurance plan provider. Unexplained Tooth Pain Dental Implants Find a Local Dentist Near You Braces.

For any questions call Customer Service at 800 558-8003. If you have finished selecting providers and creating your list you can see if your provider is part of the network for the Medicare Advantage plans in your service area. If you are already a member you can email us to ask for a printed directory.

Directories of doctors for health plans participating in the CaliforniaChoice Program. We have consolidated our resources for dental providers to make it easier to find the tools and information you need. Shop plans for Medicare Medical Dental Vision Employers.

Find a DentaQuest dentist. Call Member Services at 1-855-817-5785 TTY. You can order by phone whether or not youre already a member.

Freedom Dental with First Dental Health Freedom Dental with DenteMax Self-Funded Dental with First Dental Health Pre-Paid DHMO with Western Dental. Find one who meets your needs using the search tool below. 800-344-8525 Providers 800-249-5103 Facilities - Michigan 800-676-2583 Facilities - Outside of Michigan 800-840-4505 Federal Employee Program 800-482-4047 Providers - Vision and Hearing Minnesota.

We offer deep discounts and one of the largest dental networks in the nation along with ways to customize our plans for total flexibility. To ask us to mail you a directory. Medical Carriers Click below to find physicians and specialists.

800-451-8124 Ancillary Providers 800-882-1178 Dental Providers 800-676-2583 Blue Card - Eligibility Michigan. Book Appointments Same-Day Available. Text the word mobile to 22925 to download your free LIBERTY Dental mobile app.

DentaQuest an independent company that does not provide Blue Cross and Blue Shield products administers dental benefits for Anthem. Results from Microsoft. To find a specific provider in the network for your plan enter the name of the provider to search the alphabetical index in this directory.

Find the information you need about your health care benefits by chatting with an Anthem representative in real-time. Find A Dentist Fast-Free-Easy. Plus receive estimated costs based on your plan and where you live.

We strive to provide our members with access to the best dental professionals and the most convenient dental care locations. Thats why weve partnered with providers in your area. Behavioral Health Provider Resources.

Anthem wants you to have the best care possible. Search for many different types of providers like.

Home Health Care Santa Barbara

Browse Home Health Agencies by city. Santa Barbara home care commonly known as home health care or in-home care involves a caregiver visiting the home of a senior to supply aid with tasks of day to day life.

In Home Care Santa Barbara Ca Senior Elderly Caregivers Hope Ranch

Its our pleasure to serve you.

Home health care santa barbara. We provide older adults in Santa Barbara and the broader community with one-on-one support that allows them to live safely and independently at home. After researching different companies I found three that provided services in the Santa Barbara and surrounding area and interviewed. Assisted Home Health Santa Barbara.

We are locally owned by Larry and Tina Kreider who are long-time residents of Santa Barbara. Home Health Agency Centers in Santa Barbara CA. The next phase of our moms recovery is Reverse Total Shoulder surgery and we are looking forward to working again with Rebecca and Karin.

The Santa Barbara County Public Health Department and the Agriculture Weights Measures Department would like to remind healthcare providers of the need to report suspected cases of pesticide illness or injury. On average consumers rate home health agencies in Santa Barbara County 40 out of 5 stars. The encompassing area is densely populated with around 33000 individuals residing in.

101 W Anapamu St Ste C. Easy 1-Click Apply VNA HEALTH Clinical Manager Home Health job in Santa Barbara CA. Were one of the largest retail suppliers in the area and our team is dedicated to providing you with the best medical equipment and supplies.

Free fast and easy way find a job of 616000 postings in Santa Barbara CA and other big cities in USA. 115 E Micheltorena St Suite 100 Santa Barbara CA 93101 Phone. Home Health Care in Santa Barbara CA can be categorized as either non-medical home care or Medicare certified home health.

Home Care AideCaregiver Santa Barbara Right at Home In-Home Care Assistance is seeking to hire Caregivers with any skill level to join a dynamic care team providing companion and personal care in-home. Among the daily tasks that caregivers can assist with are getting into and out of bed bathing walking dressing incontinence care and toileting and eating. Serving Santa Barbara and the Surrounding Area.

In 5 reviews. Santa Barbara CA. Home Health Agencies in Santa Barbara.

List of Home Health Agency. Website Directions More Info. Search and apply for the latest Home health care jobs in Santa Barbara CA.

Assisted Hospice Care Santa Barbara. 302 N Milpas St Ste 101. Search and apply for the latest Home health rn case manager jobs in Santa Barbara CA.

Home Health Care Hospice. HealthCare4PPL is your most comprehensive directory of home health agency centers in Santa Barbara CA. Full-time temporary and part-time jobs.

Provider Alert- Pesiticide Illness Reporting April 23 2021. Non-medical home care includes personal care and help with everyday activities while Medicare certified home health involves skilled nursing and rehabilitation. Home Health Services Eldercare-Home Health Services Clinics.

Full-time temporary and part-time jobs. View job description responsibilities and qualifications. To speak with one of our Family Advisors about senior care options and costs in Santa Barbara County call 855 863-8283.

Santa Barbara CA home care agencies can provide seniors with assistance with daily activities and minor medical services in the comfort of the residents home or apartment. Since 1995 Santa Barbara Healthcares mission has been to serve the needs of Santa Barbara County by providing high-quality affordable durable home medical equipment and medical supplies. At Home In Santa Barbara is a home care facility situated in the Oak Park area of Santa Barbara California.

115 E Micheltorena St Suite 201 Santa Barbara CA 93101 Phone. Santa Barbara CA 93101. We have immediate positions available.

HealthCare4PPL provides detailed information including facility overview offered health care services user experience and quality surveys of 2 Medicare-certified and other kinds of home health providers. Assisted Home Health Hospice is proud to serve the families and companies of Santa Barbara county. Welcome to Santa Barbara Care Center Discover world-class health care right here at the Santa Barbara Care Center.

Additionally to allow older adults to continue to live on. As the premier home care provider in Santa Barbara we have the deepest employee roster of skilled and compassionate caregivers. Our office is in Santa Barbara and we also provide qualified caregivers in surrounding communities including Carpinteria Montecito Summerland Goleta Isla Vista Lompoc Solvang Los.

We understand the importance of home. See if you qualify. Santa Barbara seniors that want to remain independent and live in their homes but need some assistance should consider an in-home care provider.

Free fast and easy way find a job of 783000 postings in Santa Barbara CA and other big cities in USA. Our highly qualified team of board-certified doctors and medical professionals are dedicated to providing exceptional coordinated care.

Top Health Insurance Companies By State

The Best Health Insurance Companies of 2021. Western.

Insurance Company Medical Insurance Company List

Best for HMO Plans.

Top health insurance companies by state. Best health insurance companies 2021. HCSC has 342 20 of the healthcare market share and is the largest consumer-owned health insurer with 15 million members in five states. Best health insurance company overall.

Kaiser Permanente is a trusted name in health insurance. Blue Shield of California. Humana is one of the largest and best-known health insurance companies in the United States.

Convertible Adjustable Preferred Stock - CAPS. The dividend payout is set at a base rate plus a benchmark. Thrivent Financial for Lutherans.

Blue Cross Blue Shield. Best Large Provider Network. Health insurance major medical insurance.

Best for Health Savings Plan HSA Options. It offers health care services for individuals business. Kaiser Permanente is a nonprofit health organization.

Best for Online Care. Below are the top 25 health insurance companies in the United States. Service and product availability varies by state.

Not all agents are licensed to sell all products. Health Care Service Corporation HCSC is known as one of the worlds Most Ethical Companies according to Ethisphere Institute. The names on various state plans include Anthem Independence Hawaii Medical Service Highmark and Wellmark but the 36 independent and locally operated Blue Cross Blue Shield companies open.

As an added level of clarification size of market share does not always correlate with quality of product or service provided nor does it guarantee the company will retain its position through the entire year. The top health insurance providers and planS. Here is the list of health insurance companies in the USA.

Blue Cross Blue Shield. HealthMarkets Insurance Agency Inc. Is licensed as an insurance agency in all 50 states and DC.

Convertible adjustable preferred stock CAPS is a hybrid form of preferred stock. They are listed by size of market share in descending order. Blue Cross Blue Shield 2.

Best health insurance company for value.

Urgent Care Playa Del Rey

Urgent Care - Playa Vista 12746 W Jefferson Blvd - 2nd Floor Playa Vista CA 90094 Pediatrics Internal Medicine. Youll be greeted by a large and friendly what I assume was a security guard.

Now Open Urgent Care Location In Playa Vista Cedars Sinai

Our Marina del Rey Urgent care office is proud to serve Playa Vista Marina del Rey and the surrounding communities.

Urgent care playa del rey. Our low wait times and personalized care with a board-certified family and emergency physicians have resulted in the community choosing us as the best urgent care clinic year after year. Urgent Care is a great option for those wishing to avoid long waits in traditional emergency rooms or for patients who cannot get in. Ad Home emergency care can help get the care needed for a loved one with minimal delay.

Our Marina del Rey Urgent care office is proud to serve Playa Vista Marina del Rey and the surrounding communities. Other Locations with Internal Medicine. Search reviews of 51 Playa del Rey businesses by price type or location.

Ambulatory Infusion Center. Office hours 9 am to 9 pm Monday to Friday 9 am to 6 pm Saturday Sunday most holidays. Courtesy of Exer Urgent Care PLAYA VISTA CA Exer Urgent Care opened in Playa Vista this month at the former Playa Vista Medical Center.

Urgent Care is a great option for those wishing to avoid long waits in traditional emergency rooms or for patients who cannot get in. Urgent Care Centers in Playa Del Rey CA We found 324 Urgent Care Centers near Playa Del Rey CA. Our urgent care locations remain open for all patients.

Healthfirst Medical Group-Urgent Care Urgent Care Center. There is a massive parking structure that allows you to drive to the floor of the urgent care with lots of easy signage to help guide you and lots of FREE parking. Reddy Urgent Care Inc Urgent Care Center.

Ad Home emergency care can help get the care needed for a loved one with minimal delay. For urgent non-emergency health issues during regular office hours it is best to first call your primary care physician whose practice can usually accommodate a same-day appointment. Find the best Urgent Care on Yelp.

We offer walk-in urgent care and by appointment primary care services. 8700 Beverly Blvd - Lower Level AC1300 Los Angeles CA 90048. Long Beach CA.

Clinics that do offer virtual care have a video icon on their profiles. Cedars-Sinais urgent care facility at Runway Playa Vista keeps extended hours seven days a week. Hours are Monday.

Urgent Care Facilities Emergency Rooms Surgery Centers Medical Offices Imaging Facilities Labs Cedars-Sinai Medical Center. Last walk-in patient accepted 30 minutes prior to close. We offer walk-in urgent care and by appointment primary care services.

Virtual urgent care visits are generally booked online whether in advance or on-demand. Many urgent care centers including those in Playa Del Rey now offer virtual visits or telemedicine for residents and visitors throughout the state. Convenient For Patients Located In.

Canyon Country CA. Century City Immediate Care 8 am to 8 pm Monday to Friday 9 am to 6 pm Saturday and Sunday. Click on the link below to learn more about what we treat.

Our physicians are Tom Kuo MD Cathia Vazquez MD and Riquaza Zavahir. For immediate healthcare needs that are not life-threatening urgent care offers walk-in visits with expedited service. Doctors Express Santa Clarita Urgent Care Center.

Family Medicine Primary Care Urgent Care. Individuals are screened upon arrival and patients experiencing COVID-19 coronavirus symptoms will be treated in a different area. The facility is the 17th location in.

4560 Admiralty Way Suite 100 Marina del Rey CA 90292 310 827-3700 phone 310 578-5379 fax. For parking information please call 424-315-2221 VIEW MAP. If you need after hours care our Providence Playa Vista Medical Center is located in the heart of Playa Vista on Sea Bluff Drive.

We have new policies and guidelines in place to promote social distancing and ensure everyone receives the care they need in a safe environment. Youll enter where a polite and pleasant nurse will hand you a. Our physicians are Tom Kuo MD Cathia Vazquez MD and Riquaza Zavahir.